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Structured capital for businesses ready to scale.

We help promoters of established Indian businesses structure debt around cash flow, claim the incentives they qualify for, and prepare for institutional capital.

Highmark at a glance

300+
Businesses financed
₹1,000+ Cr
Capital facilitated
35+
Lending partners across banks and NBFCs

Formerly Fayda Finserv · Advising Indian businesses since 2018. Read why

The capital that got you here won’t take you to the next stage.

One bank line becomes five facilities.
One bank line
  • Term loan
  • Cash credit
  • Letter of credit
  • Bank guarantee
  • Project finance

Access to capital isn’t the problem.Structure is.

Every mandate starts with the same question: is the structure right?

  • Debt Syndication

    We structure borrowing around realistic cash flows, not optimistic projections, and take it to the right lenders.

    • Project finance
    • Working capital
    • Debt restructuring
  • Government Incentives

    Most businesses miss incentives on timing, not eligibility. We find what applies and see it through.

    • Central and state subsidies
    • Eligibility
    • Filing to disbursement
  • IPO Advisory

    Public markets ask for more than growth. We get your reporting and governance ready before you file.

    • Capital restructuring
    • SME and mainboard IPO
    • Investor readiness
  • Virtual CFO

    For businesses that have outgrown their accountant but aren’t ready for a full-time CFO.

    • Reporting and MIS
    • Cash-flow planning
    • Lender management

From first conversation to disbursement, and after.

  1. Understand.

    We start with your cash flows, existing debt and where the business is headed. The product comes later.

  2. Structure.

    We design the mix of debt, incentives and working capital that fits the stage you’re entering.

  3. Execute.

    We work with lenders and authorities through approvals, documentation and disbursement.

  4. Stay on.

    Capital needs change as you grow, so we stay involved after the deal closes.

Three chartered accountants, and you work with them directly.

Deep experience across lending, project finance and government frameworks.

  • CA Mukesh Bafna

    CEO

    Moves businesses off high-cost, unstructured debt.

  • CA Jaideep Soni

    Partner

    Specialises in real estate, jewellery and government contracting.

  • CA Sanjay Rajpurohit

    Partner

    Leads on-ground engagement from Pali, Rajasthan.

Contact

Growth is never accidental.It is structured, disciplined, and sustained.

Tell us where the business is headed. We’ll give you an honest view of the structure that fits, and what doesn’t.

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